Payment Processing

Cloud Payment Processor — Fast, Secure & Fully Customisable

Experience a future proof scalable, fast, secure and highly customisable solution.

Introducing the PayNetWorx Platform

At PayNetWorx, we’ve engineered our payment technology platform from the ground up, and it’s a game-changer.

Platform Features

Under the Hood

PayNetWorx’s processing platform is built on specialised engines, each handling a distinct layer of the payment lifecycle — from risk assessment through to settlement and reconciliation.

Operational Engines

Our Operational Engines manage the real-time transaction flow — including authorization, fraud detection, interchange optimization, clearing, and dispute resolution — ensuring every payment is processed accurately and efficiently

Administrative Engines

Administrative Engines govern the platform’s back-end operations — managing entity onboarding, user permissions, commission calculation, messaging, and full reconciliation across all connected banks, ISOs, and merchants.

Spotlight on Our Product Sets

We’ll work closely with you to determine the optimal discount amount and implement the program effectively.

Dynamic Currency Converter

Enhance the shopping experience for international customers by offering transparent currency conversion at the point of sale. Customers can choose to pay in their native currency or the local one, reducing fees and increasing their likelihood of purchase

Transaction Recycling

Don’t lose revenue to failed transactions. Our Transaction Recycling service automatically resubmits declined payments for authorization, turning potential losses into approvals and increasing your overall revenue.

Transaction Clean Up

Ensure compliance and optimize interchange rates with our Transaction Clean Up service. It automatically corrects any settlement issues behind the scenes, saving you time and money while maintaining the integrity of your transactions.

Account Updater

Reduce losses from declined recurring payments with our Account Updater. It automatically updates card details, reducing membership cancellations and improving customer retention without the need for direct customer contact.

Recurring Payments

Streamline regular payments, such as membership fees, with our Recurring Payments service. This tool simplifies budgeting for customers and boosts your revenue by improving customer loyalty and reducing attrition rates